Real Estate Offers for Bend, Redmond and Sunriver, Oregon Provided by The Gardner Team

All Bend Realtors are NOT alike! We have been selling Bend homes and land for 20 years. We are THE Bend real estate experts. 1-800-GO-4-BEND

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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"I haven’t had a chance to say thanks, Karen"
"I haven’t really had a chance to say “thanks” Karen. The effort and professionalism you showed thru-out my search, well Karen, I appreciate it!"
Paul
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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The Gardner Team is one of The Top Selling Real Estate Experts™
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Request Our Free Relocation Package!

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!

If you will be moving, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria.

When you visit, We'll be ready! We will visit the neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As top real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible.

To get started, fill out the form to request our FREE Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...

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School Reports in Bend, Redmond and Sunriver, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Bend, Redmond and Sunriver

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What price range is considered upscale or high-end in residential real estate?
A	The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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The Gardner Team, REALTOR®, real estate agent and broker for Bend, Redmond and Sunriver, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gardner Team
Bend Brokers Realty
22055 Rickard Road
Bend, OR 97702
Phone: 800-464-2363
Fax: 541-317-0513
Local Phone: 541-389-7369
Email: thegardnerteam@NUMBER1EXPERT.com
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