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Real Estate Resources:

• Special Offers - Special offers for Bend, Redmond and Sunriver homeowners from The Gardner Team.

• Affiliates - The Gardner Team's real estate web site affiliates.

• eNewsletter - The Gardner Team'sBend, Redmond and Sunriver newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Oregon, and United States.

• Market Conditions Report - Market conditions report for this area, Oregon, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Bend, Redmond and Sunriver, Oregon mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Oregon or buy your own Bend, Redmond and Sunriver house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Bend, Redmond and Sunriver mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Gardner Team anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Gardner Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Gardner Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bend, Redmond and Sunriver property in Oregon, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Bend, Redmond and Sunriver Homes, For Home Buyers, For Home Sellers, Bend, Redmond and Sunriver Information, Real Estate Resources, and About The Gardner Team.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Bend, Redmond and Sunriver

Insurance >Home Warranty Benefits Home warranty policies are available to both homebuyers and sellers. What are the advantages of purchasing one? As the buyer, a home warranty can save you money. If the refrigerator stops working during a hot spell shortly after you move in, it will be fixed or replaced under the warranty at a fraction of the cost of buying a new refrigerator. If you are buying an older home, you might ask the seller to provide a one-year warranty as an incentive. The warranty will protect you from major expense if the plumbing suddenly fails or the roof starts leaking. As the seller of an older home, you can understand how the warranty can make your home more attractive if you put yourself in the buyer's shoes. The warranty relieves the buyer of concern that they will have to spend thousands to repair a major system that breaks down unexpectedly. It also relieves you of anxiety that the buyer will sue you for failing to disclose a material defect. The warranty only costs a few hundred dollars and can be paid for when the transaction closes. See All Tips In The "Insurance" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!" A  Salt Lake City, Utah. See More Real Estate Trivia >

The Gardner Team Bend Brokers Realty 22055 Rickard Road Bend, OR 97702 Phone: 800-464-2363 Fax: 541-317-0513 Local Phone: 541-389-7369 Email: thegardnerteam@NUMBER1EXPERT.com We're big believers in continuing education. Thanks for Visiting! ALL REALTORS ARE LICENSED IN THE STATE OF OREGON. www.OregonProperties.com is brought to you by The Gardner Team NUMBER1EXPERT™ in real estate for Bend, Redmond and Sunriver, Oregon Read The Gardner Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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